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Delete these 17 dangerous apps from your phone before it’s too late

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Here’s how to avoid an app-ocalypse.

Tech-sperts are warning smartphone users to delete 17 popular finance apps that have been found to be infected with malware. These digital Trojan horses have the potential to steal sensitive data from your phone, such as financial information.

Known as SpyLoan apps, these problematic apps have been prevalent in Google’s Play Store — and some have been discovered in Apple’s App Store as well, Forbes reported last month.

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“Since the beginning of 2023, [our] researchers have observed an alarming growth of deceptive Android loan apps,” Lukas Stefanko, of the cybersecurity firm ESET, wrote in a post.

He explained that these insidious apps — which can also be found on scam websites and in third-party app stores — masquerade “as legitimate personal loan services, promising quick and easy access to funds.”

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However, once downloaded, these digital wolves in sheep’s clothing install sophisticated malware that can “extract a wide range of personal information from unsuspecting users,” per ESET.

Oft-hijacked data includes everything from account details to contact lists and even SMS texts.

ESET has since alerted Google to 18 such apps in its Play Store — with all but one removed because it’s no longer deemed a SpyLoan app.

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Overall, these apps generated more than 12 million downloads from Google Play before their removal, ESET noted.

The 17 apps are:

  • AA Kredit
  • Amor Cash
  • GuayabaCash
  • EasyCredit
  • Cashwow
  • CrediBus
  • FlashLoan
  • PréstamosCrédito
  • Préstamos De Crédito-YumiCash
  • Go Crédito
  • Instantáneo Préstamo
  • Cartera grande
  • Rápido Crédito
  • Finupp Lending
  • 4S Cash
  • TrueNaira
  • EasyCash

Users who discover any of these apps on their phone should delete them immediately, before changing passwords for their device, financial accounts and Wi-Fi.

They should also be on the lookout for symptoms of a potential malware infection, including suspicious emails or alerts.

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In the meantime, smartphone users should install antivirus software, keep up with phone updates, refrain from downloading apps from third-party sources and take other protective measures against the risk of contracting malware.

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REQUEST FOR EXPRESSIONS OF INTEREST

(CONSULTING SERVICES – INDIVIDUAL SELECTION)

 

OECS MSME Guarantee Facility Project

Loan No.: IDA-62670, IDA-62660, IDA-62640, IBRD-88830, IDA-62650

Assignment Title: Senior Operating Officer (SOO)

Reference No. KN-ECPCGC-207852-CS-INDV

 

The Governments of Antigua and Barbuda, Commonwealth of Dominica, Grenada, St. Lucia and St. Vincent and the Grenadines have received financing in the amount of US$10 million equivalent from the World Bank towards the cost of establishing a partial credit guarantee scheme, and they intend to apply part of the proceeds to payments for goods, and consulting services to be procured under this project. 

The consultant will serve as the “Senior Operating Officer (SOO)” for the ECPCGC and should possess extensive knowledge of MSME lending with some direct experience lending to Micro, small and medium-sized businesses, knowledge of the internal control processes necessary for a lending operation and the ability to design and implement risk mitigation procedures. The ideal candidate should possess an Undergraduate Degree from a reputable college or university, preferably in Business, Accounting, Banking or related field, with a minimum of 5 years’ experience in lending, inclusive of MSME lending. The initial employment period will be for two years on a contractual basis. Renewal of the contract will be subject to a performance evaluation at the end of the contractual period. The assignment is expected to begin on September 30th, 2021.  The consultant will report directly to the Chief Executive Officer of the ECPCGC.

The detailed Terms of Reference (TOR) for the assignment can be viewed by following the attached link below. 

 

https://bit.ly/3iVannm

 

The Eastern Caribbean Partial Credit Guarantee Corporation (ECPCGC) now invites eligible “Consultants” to indicate their interest in providing the Services. Interested Consultants should provide information demonstrating that they have:

  • An Undergraduate Degree from a reputable college or university, preferably in Business, Finance, Banking or related field; and
  • Minimum of 5 years’ experience in MSME lending. Applicants should also have:
  • The ability to design and implement risk management procedures 
  • Extensive knowledge of MSME lending with some direct experience lending to small and medium-sized businesses
  • Extensive knowledge of MSME banking operations
  • Knowledge of the internal controls necessary for a lending operation and the ability to design and implement risk management procedures
  • Experience developing and presenting information in public, including responding to questions in real-time
  • Experience lending to MSMEs located in the ECCU
  • Knowledge of marketing and communicating with the MSME sector
  • Ability to draft procedures to be used in a lending operation
  • Familiarity with the mechanics of a loan guarantee program
  • Exceptional written, oral, interpersonal, and presentation skills, and
  • Proficiency in the use of Microsoft Office suite.

The attention of interested Individual Consultants is drawn to Section III, Paragraphs 3.14, 3.16, and 3.17 of the World Bank’s Procurement Regulations for IPF Borrowers July 2016, [revised November 2017] (“Procurement Regulations”), setting forth the World Bank’s policy on conflict of interest. A Consultant will be selected in accordance with the Approved Selection Method for Individual Consultants set out in the clause 7.34 of the World Bank Procurement Regulations for IPF Borrowers. 

 

Further information can be obtained at the address below during office hours 0800 to 1700 hours:

Eastern Caribbean Partial Credit Guarantee Corporation

Brid Rock, Basseterre,

St. Kitts.

Expressions of interest must be delivered in a written form by e-mail by August 11th, 2021, to [email protected]

 

For further information, please contact:

Carmen Gomez-Trigg                                                            Bernard Thomas

Chief Executive Officer                                                          Chief Financial Officer

Tel: 868-620-8144                                                                  Tel: 869-765-2385

Email: [email protected]                                          [email protected]